Birmaya Fintech

BI₹MAYA FINTECH

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BI₹MAYA FINTECH

Stay updated with latest loan offers, finance tips and business updates from Birmaya Fintech.

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Services

  • Personal Loan
  • Business Loan
  • Home Loan
  • Auto Loan
  • Loan Against Property

Contact Info.

+91 8287868048
+91 9217924215

birmayafintech@gmail.com

F-01, First Floor, D-36, Sector-2,
Noida, G.B Nagar, U.P - 201301

© 2026 Birmaya Fintech Pvt. Ltd. All rights reserved.

Our Services

Personal Loan

A personal loan is an unsecured loan (no collateral required) that you can use for various purposes such as: • Medical expenses • Education costs • Home renovation • Travel • Debt consolidation

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Key Features

  • Loan amount: usually Rs 1 lakh to Rs 1 crore (varies by lender).
  • Interest rate: typically 9.99% to 17.99% per year and Depends on your credit score, income, and lender
  • Loan Tenure: usually 1 to 5 years (can go up to 7 years in some banks).
  • EMI (Equated Monthly Installment): Fixed monthly payment, Includes both principal + interest

Eligibility Criteria

  • Age: 21 to 60 years.
  • Stable income (salaried or self-employed).
  • Minimum monthly income (varies by lender)
  • Good credit score (700+ preferred)

Documents Required

  • ID proof (Aadhaar/PAN).
  • Address proof.
  • Salary slips (last 3 months).
  • Bank statement (last 6 months).

Advantages

  • No collateral required.
  • Quick approval and disbursal.
  • Flexible end use.
  • Fixed EMI for easy budgeting.

Things To Check Before Applying

  • Processing fees (0.5%–1.5% of loan amount)
  • Prepayment/foreclosure charges
  • Late payment penalty
  • No hidden charges.