Birmaya Fintech

BI₹MAYA FINTECH

Commitments Honored, Loans Delivered

  • Home
  • Services
  • About
  • Blog
  • Career
  • Contact
Free Credit ScoreApply Loan

BI₹MAYA FINTECH

Commitments Honored, Loans Delivered

Fast, transparent and reliable loan solutions for individuals and businesses.

Quick Links

  • Home
  • Services
  • About
  • Blog
  • Career
  • Contact
  • Free Credit Score
  • RBI Sachet

Explore Services

  • Personal Loan
  • Business Loan
  • Home Loan
  • Car Loan
  • Loan Against Property
  • Loan Against Shares

Contact

+91 8287868048, +91 9217924215

birmayafintech@gmail.com

Office address - F-01, first floor, D-36, sector-2, Noida, G.B Nagar, U.P-201301

© 2026 Birmaya Fintech Pvt. Ltd. All rights reserved.

Our Services

Personal Loan

A personal loan is an unsecured loan (no collateral required) that you can use for various purposes such as: • Medical expenses • Education costs • Home renovation • Travel • Debt consolidation

Back to Services

Key Features

  • - Loan amount: usually Rs 1 lakh to Rs 1 crore (varies by lender).
  • - Interest rate: typically 9.99% to 17.99% per year and Depends on your credit score, income, and lender
  • - Loan Tenure: usually 1 to 5 years (can go up to 7 years in some banks).
  • - EMI (Equated Monthly Installment): Fixed monthly payment, Includes both principal + interest

Eligibility Criteria

  • - Age: 21 to 60 years.
  • - Stable income (salaried or self-employed).
  • - Minimum monthly income (varies by lender)
  • - Good credit score (700+ preferred)

Documents Required

  • - ID proof (Aadhaar/PAN).
  • - Address proof.
  • - Salary slips (last 3 months).
  • - Bank statement (last 6 months).

Advantages

  • - No collateral required.
  • - Quick approval and disbursal.
  • - Flexible end use.
  • - Fixed EMI for easy budgeting.

Things To Check Before Applying

  • - Processing fees (0.5%–1.5% of loan amount)
  • - Prepayment/foreclosure charges
  • - Late payment penalty
  • - No hidden charges.